#Adulting – Junior Achievement of Nova Scotia

NOTE: PROGRAM CURRENTLY CLOSED

#Adulting provides young adults the information they need to move from being students to being adults. Six 2-hour sessions are designed to be interactive, with questions and feedback encouraged. #Adulting was designed because of the needs of our youth by subject matter experts and is delivered by skilled facilitators.

The program can be delivered virtually, live or recorded or in-person in a round table type setting. Activities are designed to have youth setting goals, making decisions and to teach them about credit cards, scores, debt, credit, cost of buying, organizational skills and preparing for the workforce.

Teacher Led Class

Self Directed Program

Volunteer Facilitated Program

English

French

Program Overview

Module 1A – Debt

Participants examine various kinds of debt, including loans and interest through key terms
Participants explore the level of financial risk associated with debt

Module 1B – Credit

Participants learn important definitions associated with credit, review eligibility criteria, how to access credit information and improve a credit score
Participants understand appropriate applications for credit and how much debt is safe.
Participants complete an in-depth review of identity theft and fraud, including recognizing it, reporting it and stopping it

Module 2 – Budgeting, Saving and Investing

Participants review the advantages and barriers to personal budgeting, cash flow planning, actual living costs,
Participants learn the difference between wants and needs from an adult perspective
Participants explore the advantages of saving, different savings vehicles, opportunities for investments and calculating interest

Program Content

Module 3 – Finance, Price vs Cost and Income Tax

In this module, participants investigate the world of finance and learn how to ask the right questions to be a smart consumer. Participants explore various financing options, including hidden fees and extra expenses associated with big purchases. The module also includes a survey of income tax responsibilities, key terms and steps to preparing a tax return.

Module 4 – Skills Inventory

Participants explore work readiness through the development of a skills inventory. Participants learn what employers are looking for and critically examine the process of developing good cover letters and resumes. Participants also practice interview techniques through role play.

Module 5 – Decision Making, Organizational Skills and Goal Setting

Participants explore the role and importance of decision making and goal setting for personal and professional growth. Participants examine different models of decision making through discussion and activities. Goal setting is studied as an internal process necessary to develop accountability and independence. Various ways to organize your workload are explored.

#Adulting (ADLTN)

Program for Ages 18 to 25